Colorado Bankers Association

Contact: Amy Kern
The 1031 Exchange Experts are a group of CPAs, attorneys and real estate professionals specializing in tax deferred exchanges, providing services nationwide and available 24/7 toll-free at 866-694-0204. The Experts have been featured in the Wall Street Journal and many other national publications. Their book, Exchanging Up!, is the definitive source on 1031 exchanges, explaining why those in the real estate industry say, “The Experts have written the book on exchanges.”

Contact: Paul Stranz
Bank of America is one of the world's largest financial institutions, serving individual consumers, small businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving 33 million consumer relationships through more than 5,800 retail banking offices and 16,600 ATMs and through award-winning online banking with more than 13 million active users. Bank of America is ranked the No. 1 Small Business Administration Lender in the United States by the SBA. The company serves clients in 150 countries and has relationships with 96 percent of the U.S. Fortune 500 companies and 85 percent of the Global Fortune 500 companies. Bank of America Corporation stock (ticker: BAC) is listed on the New York Stock Exchange.

Contact: Tammie Lowrie
BKD, LLP is one of the 10 largest CPA and advisory firms in the country. Our Front Range practice, with offices in Colorado Springs and Denver, includes teams of accountants and advisors with specialized service and industry knowledge to provide a full range of audit, tax and consulting services to financial institutions.

CFTWS' vision is to move forward and break out of the box, to provide high tech, high quality education, training products and services. CFTWS is a place to learn to increase one's knowledge, to break out of one's limitations, to grow and move forward.

An A- Excellent rated company for over 30 years, CSO's mission is to help people minimize financial risk through a variety of quality insurance products. New regulations have been the catalyst for change within the insurance industry. CSO is proud to be among the first to offer both credit insurance products and debt cancellation contracts to their client banks. Contact a CSO representative to discuss their proven success formula that will maximize your bank's profits.

There is a place high in the Rockies....where meetings are brought to new heights. At Cheyenne Mountain Resort in Colorado Springs, Colorado, the rustic beauty and spectacular views inspire innovative thought. Superior service and attention to detail leaves you free to concentrate on meeting new challenges. The latest presentation technology and 40,0000 square feet of focused conference space add impact to new ideas. Luxurious surroundings and 316 richly appointed guest rooms and suites are the pinnacle of indulgent comfort. Please call Sharon Siedler, Sr. Sales Manager at 800.588.6531 or email her for a quote on a meeting package.

Commercial Valuation Consultants, Inc. is a full service commercial real estate appraisal firm. We strive to create strong, mutually beneficial partnerships with all of our clients. Every appraisal report we deliver, be it large of small, simple or complex, demonstrates our unyielding commitment to our cornerstone principles: The highest quality appraisals, at reasonable fees, delivered on time, all the time.

Our diversifies appraisal firm provides valuations for a wide variety of property types and sizes. Our talented staff had the experience and knowledge to conduct all levels of simple and highly complex valuation methodologies. We provide valuation services for various commercial uses, including: vacant land; single and multi-tenant retail; single and multi-tenant office; single and multi-tenant industrial; mixed-use properties; special-use properties; residential subdivisions; and religious facilities.

Computer Services, Inc. (CSI), provides service and software solutions for community banks in both a service bureau and an in-house environment. In addition to core processing, our integrated banking solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card service and support, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention. Over 3,000 financial institutions are served with CSI's products and services.

Compuware provides a comprehensive portfolio of software, proven best practices and services that enable companies to deliver application service excellence to both internal and market-facing users. Compuware Vantage is an application service management solution that helps organizations manage application performance and availability from the perspective that matters most: the end user. Response-time metrics, integrated with end-to-end performance analysis, enable IT managers to proactively identify and rapidly resolve tough performance problems.

By managing applications at the business, transaction and infrastructure level, Vantage provides the critical insight needed to improve application service, and maximize the value of application and infrastructure investments.
A partial list of financial services clients include: American Express Financial Advisors, Charles Schwab, Comerica Bank, Compass Bank, Dain Rauscher, Goldman Sachs & Co, HomeBanc, Key Bank NA, Lehman Brothers, M&T Bank, Morgan Guaranty Trush, Wachovia, Wells Fargo Bank.
Links to Forrester Research white papers:

Best Practices for Implementing Application Service Management
http://www.compuware.com/media.asp?cid=701000000004mDM
A Strategic Approach to Application Service Management - A Compuware Narrative
http://www.compuware.com/media.asp?cid=701000000004mDR

In business for over 118 years, Cummins has excelled in product and service quality and continuity, exceeding our customer’s expectations and earning their trust. As the only U.S. owned and operated manufacturer of coin and currency handling solutions, we are committed to encouraging customer feedback, continually evaluating our offerings to ensure they meet customer needs and marketplace changes. With a 99.995% accuracy rate for our JetScan currency handling equipment and JetSort coin sorting equipment, the accuracy and durability of our machines are unmatched in the industry. To dramatically improve your productivity, Cummins manufactures high- speed currency scanners (up to 1,500 notes per minute) and coin sorting (up to 10,000 coins per minute) equipment.

The Dickerson Group is a boutique financial forensics and judgment enforcement firm comprised of some of the nation's leading experts in various disciplines including: financial investigations, forensic accounting, banking operations, securities matters, title research, computer forensics, questioned document examination and money laundering. We specialize in locating hidden or diverted assets to satisfy clients' judgments. We also conduct prejudgment preliminary asset investigations and due diligence investigations. We are experts in investment fraud and recovering related losses.

Elan Financial Services is a leading provider of ATM and payment card solutions, as well as other innovative products and services for financial solutions. Elan also provides national ATM access through the Fastbank® network, as well as surcharge-free access at Fastbank Free and MoneyPass® ATMs nationwide.

Founded in 1934, Fairfield and Woods, P.C. is one of the oldest law firms in Denver. The firm provides a broad range of legal services for businesses and individuals and is one of the leading commercial law firms in the Rocky Mountain region. Our attorneys are qualified and experienced in virtually all areas of business law.

We have a broad and significant banking and financial institution practice. We serve several regional and national banking clients by involving attorneys as needed from all our practice groups. We understand the regional businesses important to lending institutions.

With our long experience and extensive knowledge of the financial services industry, we help with legal issues impacting cash management, regulatory compliance, bank chartering and formation, operational matters, employment issues, bank securities, tax and trust issues, commercial and corporate lending, real estate lending, vendor financing, troubled loans, workouts, borrower bankruptcies and receiverships, fraud litigation and recover, collections, foreclosures, and other services required by lending institutions.

Fiserv, a trusted advisor to its clients and a Fortune 500 company, provides information management solutions and services to financial institutions. Major services include transaction processing, outsourcing, and software for core banking, check and image processing, payments and loan management. Serving more than 17,000 clients, Fiserv is the leading provider of core account processing and image processing solutions for U.S. banks.

We provide service to over 150 banks in the western United States. Services include director's examinations, opinion audits, internal control evaluations, compliance reviews, income tax planning and preparations, loan reviews, profit enhancement studies, budgeting, data processing reviews, mergers and acquisition structuring and bank holding company forecasts. We are committed to providing timely, professional services for a reasonable fee.

FTN Financial, a division of First Tennessee Bank, is headquartered in Memphis, Tennessee and is a nationwide provider of solutions to depository institutions. Our primary objective is to develop long-term relationships with our depository clients by delivering new and innovative products and services that enable them to meet their financial objectives.

These products and services include a full service investment broker/dealer providing capital markets, portfolio accounting, portfolio advisory, asset/liability, investment banking, pooled trust preferred, equity research and trading, BOLI, deferred compensations plans and full-line correspondent banking services to depository institutions in all fifty states.

Griffin, Kubik, Stephens & Thompson, Inc. is a full service broker/dealer specializing in debt securities, strategies and services tailored for financial institutions. Services include: market presence, research, portfolio analysis/accounting and public finance.

Hamilton Pacific (a division or Securitas Security Systems USA) is a 30 year old company that specializes in designing, providing, and installing high quality, highly effective security management systems to meet all or your banking security needs and concerns. We can also service your new or existing security devices. Our expertise includes alarms, video, access, as well as physical security.

Contact: Harvey L. Kramer or Robert W. Hatch, II
Hatch Jacobs LLC has been rated by Martindale-Hubbell as one of the preeminent Law Firms in the areas of Banking, Creditor's Rights and Real Estate. Its team of lawyers provide a "Goal Oriented" approach to the practice of law. They represent lenders in connection with loan preparation, documentation and negotiation, commercial transactions, workouts of commercial and consumer loans, with significant experience in loss recovery for floor-plan loans, foreclosures, bankruptcy and creditor's rights. In short, Hatch Jacobs is the Bankers Law Firm.

ATM & Debit card issuance and surcharge-free ATM accessibility have become important tools for retaining and attracting customers. Partnering with the right ATM and debit card processor can increase your profits and enhance your bank's image.

Instant Cash® Services has been serving financial institutions with advanced card processing solutions since 1977.

The Instant Cash Services array of card products is a popular choice among financial institutions wanting to take advantage of an already-strong brand identity. Instant Cash can enhance a bank's existing brand identity or be a cost-effective alternative to creating it's own. More than 8,000 ATMs nationwide highlight the Instant Cash logo. In addition, Instant Cash Services provides its members with surcharge free ATM access at over 2,000 ATMs across the country. Hundreds of ATMS nationwide offer ATM deposit access - an added convenience to your customers.

Jack Henry (Nasdaq: JKHY) is a business strategy enabler operating as a single source for totally integrated, enterprise-wide automation. Our mission is to enable diverse financial institutions to execute their dynamic business strategies with sophisticated, technology-driven solutions that are tailored to support their unique growth, service, operational, and profit goals.

Contact: Carolyn V. Kelly
The Financial Institutions practice of Jenkens & Gilchrist specializes in bank regulatory and corporate matters. Attorneys in this practice represent banks, thrifts, their holding companies and other financial institutions, as well as their officers, directors, and owners. Our practice includes substantial regulatory representation on state and federal levels. We represent clients in public and private offerings of debt and equity securities, the full range of corporate transactions, ownership succession and estate planning issues, officer and director compensation packages and retirement planning, negotiating and restructuring stock loan programs and negotiation and defending regulatory administrative actions and providing advice about all aspects of bank and thrift statutory law, regulation and interpretation.

Contact: Jerry Levy
John Parry and Alexander was founded in 1995 to provide Human Resource and Administrative Services support to companies that have a desire to keep their costs variable and their infrastructure minimal. In that regard, one should consider JPA as an an outsourced provider of internal services.

When you hire JPA, you get breadth and depth from decades of experience provided by a group of professionals that has the flexibility and efficiency of an entrepreneurial team.

JPA's partners and all Senior Associates have more than 20 years of experience in Human Resource or Administrative Services. In combination, the principals and associates have worked with public and private organizations, profit and not for profit organizations, and with companies of all sizes in a wide variety of industries.

JPA takes great pride in producing a quality product at an affordable price. Completing work for our clients that is "right the first time" is the standard by which we measure our effectiveness and overall success.

Our attorneys have extensive experience in serving as general counsel for commercial banks and thrifts. In this capacity, the firm's attorneys advise clients with respect to highly complex transactions such as private placements of debt and equity securities, public offerings, mergers and acquisitions, holding company reorganizations, de novo bank charters, regulatory applications, loan documentation, and new products and services. Jones & Keller represents many of its financial institution clients before state and federal agencies. Jones & Keller attorneys have also assisted clients in finding bank merger candidates, and we have assisted with merger negotiations, acting as lead counsel in such transactions and rendering advice related to federal and state securities laws.

K Financial, Inc. is a fully accredited CPA firm that provides audit, accounting and advisory services to banks and other financial institutions.

Our Financial Institutions Group at Kennedy and Coe is comprised of both accountants and former bankers. We have expertise in the areas of bank technology, regulatory compliance, lending and loan administration, bank holding companies, operations and internal controls. Call 1.800.303.3241 for more information

Metavante Corporation delivers banking and payment technologies to financial services firms and businesses worldwide. Metavante products and services drive account processing for deposit, loan and trust systems, image-based and convenient check processing, electronic funds transfer, consumer health care payments, and electronic presentment and payment. Headquartered in Milwaukee, Metavante is wholly owned by Marshall & Ilsley Corporation (NYSE: MI).

2908 Jordan Grove
W. Des Moines, Iowa 50265
866.776.6426 x3447 703.528.5700 fax
Contact: H.D. Barkett
Promontory Interfinancial Network, LLC ("Promontory") provides creative solutions that help banks and other financial institutions to compete more effectively. The company currently offers two well-established services— CDARS^® and IND^SM. As a member of the Promontory Network, your bank can use one or both of these services to:
·     Offer full FDIC coverage on multi-million dollar investments which encourages customers to consolidate their investments through your institution. This can help your bank not only to attract new deposits, but also to expand market share, enhance customer loyalty, cross-sell other services, and reduce collateralization cost.
·     Earn fee income by selling "excess" deposits. You can attract new customer deposits and take these funds off your balance sheet by selling “excess” deposits to institutions that need funds while maintaining complete ownership of the customer relationship.
·     Access fixed or floating rate funding without collateralization requirements or administrative hassles.

PULSE is one of the nation's leading ATM/debit networks, currently serving more than 4,200 banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services, LLC, a business unit of Morgan Stanley (NYSE:MS). The network links cardholders with nearly 250,000 ATMs and approximately 3.4 million POS terminals at retail locations nationwide. The company is also a values resource for consumer research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry. For more information, visit www.pulse-eft.com.

With a presence in Colorado since 1979, our Denver office is quickly growing to become one of the leading providers of tax, accounting and consulting services to Colorado businesses.

We offer a broad array of services, including audit, tax, risk management and business consulting. The firm's integrated Technology Solutions practice includes professionals who assist clients with a variety of information technology needs from hardware/software installations to packaged solutions.

Our deep experience and services are targeted toward many industries, including financial institutions, manufacturing, high tech, construction, oil and gas, financial services, software and telecommunications among others.

Our mission is to deliver professional legal services to the financial industry's creditor community through premiere client services executed with integrity, persistence, respect and dignity to all with who we communicate, including our clients, our fellow employees, our vendors and consumers.

Solutionary provides network security services to the banking industry. They deliver its managed, monitored, and professional security services from offices in Atlanta, Chicago, Detroit, Houston, Omaha, Providence, San Francisco and Washington, D.C. Solutionary's security services result in meaningful risk reduction by protecting clients' IT infrastructure, intellectual property, reputation, and brand name.

Solutionary services help banks meet regulatory requirements in the areas of: External Security Assessments, Penetration Testing, Intrusion Detection, Log Monitoring, and retention and archival of critical log systems.

St. Paul Travelers is the second largest commercial property and liability insurance company in the United States. Since our founding in 1853, we have developed an unmatched expertise in providing effective insurance solutions to address the complex needs of a wide range of business. our experience in supporting the longevity of financial institutions began in 1890 and has led to an extensive portfolio of insurance products and services for community banks.

Terracon provides a range of due diligence services including property condition assessments and environmental site assessments. Recognized as a leader in the environmental industry, Terracon performs more than 7,000 Phase I environmental site assessments annually. Are you familiar with the EPA's recent all appropriate inquiry (AAI) rule? Our Phase I environmental site assessments comply with ASTM E1527-05 to meet AAI defenses. Protect your investment by contacting Terracon today for more information.

TriNet's mission is to bring order, simplicity, and ease-of-use to the complex HR functions in three distinct industries: technology, financial services, and professional services. TriNet understands that our specialized customer base needs HR services and guidance that encompass more than just one HR function. We serve all of their HR services needs by implementing and maintaining our Total HR services model: a powerful mix of experienced HR professionals, turn-key HR services, and industry-acclaimed HR technology.

Vining Sparks is nationally recognized as a leading broker/dealer in serving the needs of institutional investors. The firm was established in 1981 by Jim Vining to serve the investment and asset/liability needs of community banks. Customers of Vining Sparks receive access to proprietary analytical tools that assist them in the investment portfolio decision-making process. This assistance is provided through specialized professional utilizing the proprietary analytical tools mentioned above ad is one of the primary reasons Vining Sparks is unique compared with other broker/dealers. Vining Sparks is very active in providing investment education to its current and prospective customer base. Each year, the firm holds dozens of seminars in various locations across the country. Vining Sparks is headquartered in Memphis, TN with 15 offices nationwide and London.

Zurich North America Financial Enterprises, formerly F&D, provides risk management solutions for financial services organizations. Our products include fidelity bonds, property and casualty and professional liability for financial services firms. We also offer commercial crime, fidelity, and electronic commerce protection for customers in a range of industries.